Uber's services have revolutionized modern travel. By simply using the Uber app, you can get a ride almost anywhere, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Accidents can happen, leading to potential passenger injuries.
In this article, what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:
Neck Injuries: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, lawsuit against uber and lyft or even paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.